Ramp Payment Solutions LLC — RAXX Reg. 7779396 Ownership + Opposition Risk
Status: research-only. This document does NOT constitute legal or tax advice. Before filing, amending an application, or acting on any finding below, consult a trademark attorney licensed to practice before the USPTO (Matthew Crosby or equivalent). Last updated: 2026-04-30. Sources as of that date — verify freshness before use.
TL;DR (3 sentences)
USPTO Reg. 7779396 / Serial 97826727 (RAXX, Class 36) is owned by Ramp Payment Solutions LLC, a small Wisconsin Rapids, WI payment processor for bars and restaurants — it has no corporate relationship to Ramp Business Corp (NYC, the corporate-card unicorn). The Wisconsin LLC was formed 2021-04-14, operates actively under the brand "Raxx Payment Solutions" at raxxpay.com, and is a real, operating business — but it is regional, lightly resourced, and has no detectable trademark litigation history or outside IP counsel. Opposition risk is classified B — moderate: an examiner §2(d) refusal is likely given the identical mark and overlapping payment-processing language, but active opposition from this entity is unlikely given its profile; the fight will be at examination stage, not at TTAB.
Facts (with citations)
USPTO Registration
- Serial No.: 97826727
- Registration No.: 7779396
- Mark: RAXX
- International Class: 36 (Financial services — charge cards / payment processing)
- Registrant of record per Schwartz IP search report (2026-04-30): Ramp Payment Solutions, LLC, 710 3rd Street, Wisconsin Rapids, WI 54494, US
- Source: Schwartz IP RAXX search report (client-received 2026-04-30)
- Note: The address on the USPTO filing (710 3rd Street) differs from the current principal-office address in Wisconsin DFI records (4510 Kellner Rd). This is consistent with an address change between the trademark filing date and today; the Wisconsin DFI shows a registered-agent change dated 06/27/2023.
- TTAB opposition proceedings: None found. TTABVUE search on "RAXX" returned "word: RAXX is not found" as of 2026-04-30.
- Source: https://ttabvue.uspto.gov/ttabvue/v?qs=raxx (checked 2026-04-30)
Wisconsin Entity — Identity Confirmed
- Legal entity name in Wisconsin DFI: RAMP PAYMENT SOLUTIONS LLC
- DFI Entity ID: R078839
- Entity type: Domestic Limited Liability Company (Type 12)
- Formation date: 04/14/2021
- Status: Organized (active)
- Current registered agent: RESIDENT AGENTS INC., 2800 E Enterprise Ave., Ste 333, Appleton, WI 54913 (agent changed 06/27/2023 from prior agent)
- Current principal office: 4510 Kellner Rd, Wisconsin Rapids, WI 54494
- Annual reports on file: 2022, 2023, 2024, 2025 (all filed; entity is current)
- Officer/director data: Not publicly available in DFI online database (Wisconsin LLCs do not disclose member names in the public record; officer data requires ordered copy of annual report under Wisconsin DFI procedures)
- Old names: None
- Source: https://apps.dfi.wi.gov/apps/corpsearch/Details.aspx?entityID=R078839 (retrieved 2026-04-30)
Operating Business — Real Commerce Confirmed
- Public brand name: Raxx Payment Solutions (the DBA/trade name under which "Ramp Payment Solutions LLC" operates)
- Website: https://raxxpay.com/
- Address on website: 4510 Kellner Rd, Wisconsin Rapids, WI 54494
- Phone: 844-RAXXPAY (844-729-9729), (715) 323-3000
- Email: support@raxxpay.com
- Key personnel (per public website, retrieved 2026-04-30):
- Pam Koski — CEO
- Dale Bolton — Director of Sales
- Cody McGehee — Director of Operations
- Renee Hiltbrand — Client Support Specialist
- Dylan Koel — Network Technician
- Business description: Full-service POS and payment processing provider targeting bars, restaurants, retail, and hospitality. Products include merchant accounts, Clover/Exatouch POS systems, mobile payments, dual pricing, eGift solutions, fleet cards, PCI compliance, and merchant funding (YouLend program).
- Backend processors: "Powered by Electronic Payments and Esquire Bank of Jericho, NY" (per public website). This is standard ISO/MSP white-label arrangement — Raxx is the merchant-facing brand, not a card issuer.
- Industry association: Listed as affiliate member, Tavern League of Wisconsin (bar/restaurant trade group)
- Source: https://members.tlw.org/affiliatedirectory/Details/ramp-payment-solutions-llc-1982342
- Active since: At least 2021 (formation date); website appears to be an active, maintained commercial presence.
- Sources: https://raxxpay.com/ , https://raxxpay.com/about/ , https://raxxpay.com/contact/ (all retrieved 2026-04-30)
"Famous Ramp" — Confirmed NOT the Same Entity
- Ramp Business Corp (ramp.com): NYC-based fintech unicorn, corporate charge cards and spend management, YC-backed, reportedly valued at ~$8B as of 2025. Headquartered at 28 W 23rd St, Floor 2, New York, NY 10010.
- California DFPI record for "Ramp Payments Corporation": Lists address 28 W 23rd St NY, officer Scott Jonathan Bulua, website ramp.com — confirmed to be the NYC Ramp, not the Wisconsin entity.
- Source: https://dfpi.ca.gov/regulated_entity/ramp-payments-corporation/ (retrieved 2026-04-30)
- No evidence found that Ramp Business Corp has filed any trademark application for "RAXX" or "RAX" with the USPTO.
- No shared officers, addresses, or affiliates between Ramp Business Corp and Ramp Payment Solutions LLC were found in any public record.
- Conclusion: These are two unrelated companies that share "Ramp" in their corporate names. The RAXX trademark registrant is the Wisconsin entity only.
Trademark Goods/Services — Class 36 Overlap Assessment
- Kristerpher's pending application is in Class 42 (software as a service / technology services) and Class 9 (downloadable software).
- The registered RAXX (Reg. 7779396) is in Class 36 (financial services — charge cards / payment processing).
- These are different international classes, but USPTO examiners assess §2(d) confusion based on the commercial reality of the goods/services, not solely class membership. Payment processing (Class 36) and trading platform software (Classes 9/42) can be found likely to cause confusion where the examiner concludes the marks are identical and the services are commercially related.
- The RAXX mark held by Ramp Payment Solutions covers merchant payment processing for brick-and-mortar POS — materially different commerce from algorithmic trading software for individual investors. However, both involve financial technology and monetary transactions, which creates surface overlap a USPTO examiner may cite.
- Key argument for Kristerpher's side: the channels of trade, consumers, and nature of services are distinct. A bar in Wisconsin Rapids using Raxx POS is not the same consumer as an individual retail investor using Raxx trading software. A well-drafted response distinguishing the actual use contexts, channels, and consumers may overcome the §2(d) refusal at examination.
- This argument is for Crosby to evaluate and develop — it is not a legal conclusion by this document.
No Opposition/Cancellation History Found
- TTABVUE (USPTO TTAB proceedings database) search for "RAXX" returned no proceedings as of 2026-04-30.
- Source: https://ttabvue.uspto.gov/ttabvue/v?qs=raxx
- No news coverage, court filings, or press reports found linking Ramp Payment Solutions LLC to any trademark litigation, cease-and-desist campaigns, or IP enforcement activity.
- No outside IP counsel identified in public records. The DFI entity record lists only a commercial registered-agent service (Resident Agents Inc., Appleton) — not a law firm.
Opposition Risk Classification
Classification: B — Moderate
| Factor | Assessment |
|---|---|
| Entity type | Small regional LLC, ~5 staff listed publicly, ISO/MSP arrangement (not independent card issuer) |
| Mark centrality | "Raxx" appears to be the core operating brand (raxxpay.com, 844-RAXXPAY) — not peripheral |
| IP sophistication | No IP counsel identified in public records; uses commercial registered-agent service only |
| Litigation history | None found in TTABVUE, news, or court records |
| Resource level | No VC backing, no institutional investors identified; small Wisconsin MSP profile |
| Identical mark | Mark is identical (RAXX = RAXX), which is the strongest factor for examiner refusal |
| Class proximity | Different classes (36 vs 9/42) but financial-tech adjacency creates surface overlap |
| Likely examiner action | §2(d) refusal likely; office action response will be required |
| Likely TTAB opposition | Unlikely — small entity has no demonstrated IP enforcement posture; no counsel on retainer |
Rationale: The identical mark makes an examiner §2(d) refusal the near-certain path, regardless of class difference. However, the registrant is a small regional payment processor with no visible IP enforcement history, no IP counsel, and modest resources. There is no indicator that Ramp Payment Solutions LLC monitors the USPTO publication register for potential conflicts or has the infrastructure to oppose in a 30-day window. The commercial and consumer contexts are meaningfully distinct. A skilled trademark attorney's office-action response distinguishing channels of trade and consumer profiles is the most likely path to registration. Active opposition from Ramp Payment Solutions LLC is a lower-probability outcome, but cannot be ruled out if the mark matters commercially to them (it appears to be their core brand).
Options Compared
| Path | Cost estimate | Likelihood of success | Tradeoff | Best fit |
|---|---|---|---|---|
| Respond to §2(d) office action with consumer/channel-of-trade distinction argument | Attorney fees ~$1,500–$3,000 per response | Moderate — depends on examiner; not guaranteed | Keeps Raxx brand; requires strong briefing; may need multiple rounds | If Kristerpher is committed to the Raxx brand and willing to contest |
| Amend identification of services to further differentiate from payment processing | Attorney fees ~$500–$1,500 for amendment | Moderate-to-good — narrowing can reduce §2(d) exposure | Narrower registration scope; may limit future trademark protection breadth | If brand commitment is high but registration cost is a concern |
| Seek consent agreement / coexistence with Ramp Payment Solutions LLC | Attorney fees ~$2,000–$5,000 negotiation; possible consideration to other party | Moderate — small entity may be willing; mark is core to their brand | Fastest path to registration if consent obtained; requires outreach and negotiation | If timeline matters and relationship can be established |
| Brand pivot (change mark away from RAXX) | Rebranding cost + new application fees (~$350/class) | High — eliminates §2(d) issue entirely | Loss of any brand equity built; full restart | Only if attorney advises risk too high and §2(d) cannot be overcome |
| No action / abandon application | $0 | N/A | Loss of federal registration; common-law rights may still exist in actual-use geography | Not recommended given business goals |
Jurisdiction Flags
- USPTO (federal): Governs the trademark registration. §2(d) refusal and any TTAB opposition would occur here.
- Wisconsin: Jurisdiction of Ramp Payment Solutions LLC's formation and primary operations. Any cease-and-desist or coexistence negotiation would likely involve Wisconsin counsel for the other party.
- Kristerpher's home state: Relevant if common-law rights or state trademark registration becomes relevant as a fallback.
- Class scope: USPTO trademark rights attach to specific goods/services classes. The registration (Class 36 — payment processing) and pending application (Classes 9 + 42 — software) are different; the §2(d) fight is about commercial relatedness, not identity of class.
Timing / Deadlines
- Publication for opposition window: Once Kristerpher's application passes examination (including any office-action response), it will be published for 30-day opposition. If Ramp Payment Solutions LLC is watching the register, the opposition window is that 30-day period. Status of Kristerpher's application should be monitored in TSDR regularly.
- Office action response deadline: Once a §2(d) office action issues (if/when), the applicant typically has 3 months to respond (extendable to 6 months for a fee). Missing this deadline abandons the application.
- Coexistence negotiation timeline: If Crosby recommends pursuing consent, outreach should happen before or immediately after publication — not after an opposition is filed.
Questions for Your Trademark Attorney (Crosby)
- Based on the full prosecution history and specimen of use for Reg. 7779396 (TSDR file wrapper), how strong is the §2(d) argument against Kristerpher's application given the Class 36 vs. Class 9/42 difference and the distinct consumer/channel profiles?
- Is the "channels of trade / consumer sophistication" argument viable for distinguishing a Wisconsin POS payment processor from an algorithmic trading software platform? What precedents support or undermine this?
- Should a consent agreement / coexistence letter be sent to Ramp Payment Solutions LLC proactively, and if so, what leverage or consideration would make them likely to agree?
- What is the probability the examiner would issue a §2(d) refusal vs. allow the application given the class distance? Has Crosby seen this examiner's pattern on financial-tech §2(d) situations?
- Is it worth ordering the Wisconsin DFI annual report copies (Officer/Director information) for Ramp Payment Solutions LLC to identify the principals for any consent negotiation? (DFI annual report copies can be ordered at https://apps.dfi.wi.gov/apps/oos)
- Does the specimen of use filed by Ramp Payment Solutions for Reg. 7779396 cover actual POS/payment software or purely financial services language? If it's limited to brick-and-mortar POS, does that help Kristerpher's argument?
- Should Kristerpher's application services description be narrowed proactively before any office action to widen the distinction from payment processing?
Sources
- USPTO TSDR (Trademark Status & Document Retrieval): https://tsdr.uspto.gov/#caseNumber=97826727&caseType=SERIAL_NO&searchType=statusSearch
- USPTO TTABVUE — no proceedings found for RAXX: https://ttabvue.uspto.gov/ttabvue/v?qs=raxx
- Wisconsin DFI Entity Detail — R078839 (Ramp Payment Solutions LLC): https://apps.dfi.wi.gov/apps/corpsearch/Details.aspx?entityID=R078839
- Wisconsin DFI Corporate Records Search: https://apps.dfi.wi.gov/apps/corpsearch/Advanced.aspx
- Raxx Payment Solutions website — About page: https://raxxpay.com/about/
- Raxx Payment Solutions website — Home: https://raxxpay.com/
- Raxx Payment Solutions website — Contact: https://raxxpay.com/contact/
- Tavern League of Wisconsin affiliate directory — Ramp Payment Solutions LLC: https://members.tlw.org/affiliatedirectory/Details/ramp-payment-solutions-llc-1982342
- California DFPI — Ramp Payments Corporation (NYC Ramp, confirmed separate entity): https://dfpi.ca.gov/regulated_entity/ramp-payments-corporation/
- Schwartz IP RAXX search report (client document, 2026-04-30) — primary trigger for this research