/tools copy inventory (appendix B to the attorney review packet for #4835)

Status: research-only. This document does NOT constitute legal advice. It is an inventory of customer-facing strings on the public calculator pages, prepared for review by a securities/investment-adviser regulatory attorney and an advertising/consumer-protection attorney. Last updated: 2026-10-31 UTC. Snapshot: origin/develop at 78b417d24. Verify freshness with the staleness check in the main packet.

Main packet: docs/legal/research/funnel-and-tools-copy-attorney-packet-2026-10-31.md. Funnel appendix: docs/legal/research/funnel-copy-inventory-2026-10-31.md.

How this inventory was produced

• Static text: every string literal, template text and JSX text node under frontend/raxx-next/{app,components,lib}/tools was read from the TypeScript syntax tree (the same extractor npm run lint:tools-copy uses), then non-copy tokens (CSS classes, element ids, event names, key names, template fragments such as " x 100 x ") were removed. The Location column is file:line plus the enclosing declaration, so a reviewer can open the source line.
• Run-time text: result sentences, arithmetic steps, notes and error messages are assembled from fragments, so the Rendered samples tables were produced by calling the real library functions (evaluatePositionSize, computePayoff, describeResult, simulateRuin, resultSentence and friends) on the pages' own golden examples and on the edge cases that trigger a note or an error.
• Run-time text is sampled, not exhaustive. The Rendered samples tables cover each page's golden examples and the edge cases that trigger a note, an error or a limit; other inputs reuse the same templates with other numbers. The notes and limit wording in the library source were compared with the tables line by line after the first run, and the missing cases were added (PSZS-048 to PSZS-056, OPTS-113 to OPTS-123, RORS-069 to RORS-072). Where a note can appear only for a case the page cannot produce, the row says so (OPTS-121 to OPTS-123).
• HTML entities. The extractor returns JSX text raw, so ', ' and → arrive undecoded. They are decoded before the text is listed. The first run decoded only '; HUB-021 and SHL-044 were added when the other two forms were found, and a search of every extracted string for any remaining entity found none.
• Completeness check against the source. After the first run, every extracted string of two or more words under app/tools, components/tools and lib/tools was matched against this appendix. Two kinds of string are not covered by that match. (1) Strings no visitor reads, left out on purpose: the text sent only to error monitoring (Calculator error in <slug>), errors thrown for programmer misuse (toScaled needs a finite number, analyzePayoff needs at least one leg, contracts must be a whole number, 1 or more, the registry slug check) and the server-render stub (Web Workers exist in the browser only.). (2) Sentences a component assembles at run time from a template and a value, which the static match cannot see and which this appendix samples, as the bullet above says. A second pass over what a visitor sees or hears found two such sentences the first pass had missed, and they are now listed: the options payoff chart cursor readout in its three forms (profit, loss and breakeven; OPTS-124 to OPTS-126), which is drawn under the chart and is also the chart slider's spoken value, and the spoken-only status line Simulating. on the risk of ruin page (RORS-073). Other run-time templates may still be represented by a sample rather than by every form they can take.
• The calculators accept only numbers the visitor types. The hub and every page state that the numbers stay in the browser; the Touches column marks where.
• Touches is a mechanical, pattern-based triage column, not a legal conclusion. Codes are defined in the main packet, section "Guardrail map". For /tools the ones that matter most are G2 (simulation and "not a prediction" wording), G4 (placeholder XYZ, no tickers), G5 ("recommendation" wording and the mandated "should" heading), G6 (risk percent, stop and account-size wording: the guardrail is that no value is suggested), G7 ("free", "no card needed", sign-up wording), G8 (what stays in the browser), G9 (the verbatim disclaimer) and G10 (EU/EEA and Quebec). A dash means no pattern matched.

Counts

Total rows: 592. Pre-staged proposals for the three pages not on develop are in B7 and are not counted.

Inventory by surface

B1. Hub (/tools)

• Route: /tools
• Card and PR: #4838 (#4895)
• Owner: Product owner: Kristerpher (epic #4819 decisions, 2026-10-29). Copy was drafted in the design stage (docs/design/seo-tools/) and built by the feature card. No named copy owner and no marketing-strategist sign-off is recorded in the epic or the code; PM to assign (gap listed in the main packet). Legal clearance: counsel via #3141.
• Status of every row below: PUBLISHED-PENDING-REVIEW: on develop with no feature flag (the tool registry is the only visibility control), so it is live on raxx.app when develop is next promoted to main; not on main at the snapshot. Published without waiting for counsel by operator decision 2026-10-29; attorney review runs in parallel (needs:attorney-review is not a blocker). Not counsel-cleared.

B2. Shared shell: header, footer, disclaimer, CTA, copy link, errors, 404

• Route: every /tools/* page
• Card and PR: #4838 (#4895)
• Owner: Product owner: Kristerpher (epic #4819 decisions, 2026-10-29). Copy was drafted in the design stage (docs/design/seo-tools/) and built by the feature card. No named copy owner and no marketing-strategist sign-off is recorded in the epic or the code; PM to assign (gap listed in the main packet). Legal clearance: counsel via #3141.
• Status of every row below: PUBLISHED-PENDING-REVIEW: on develop with no feature flag (the tool registry is the only visibility control), so it is live on raxx.app when develop is next promoted to main; not on main at the snapshot. Published without waiting for counsel by operator decision 2026-10-29; attorney review runs in parallel (needs:attorney-review is not a blocker). Not counsel-cleared.

B3. Page titles, descriptions, headings and hub blurbs (registry)

• Route: each tool page <title>, meta description, Open Graph, H1, hub card, "More calculators" list, sitemap
• Card and PR: #4838 (#4895); entries added by #4839, #4840, #4841
• Owner: Product owner: Kristerpher (epic #4819 decisions, 2026-10-29). Copy was drafted in the design stage (docs/design/seo-tools/) and built by the feature card. No named copy owner and no marketing-strategist sign-off is recorded in the epic or the code; PM to assign (gap listed in the main packet). Legal clearance: counsel via #3141.
• Status of every row below: PUBLISHED-PENDING-REVIEW: on develop with no feature flag (the tool registry is the only visibility control), so it is live on raxx.app when develop is next promoted to main; not on main at the snapshot. Published without waiting for counsel by operator decision 2026-10-29; attorney review runs in parallel (needs:attorney-review is not a blocker). Not counsel-cleared.

B4. Position size calculator

• Route: /tools/position-size-calculator
• Card and PR: #4839 (#4899)
• Owner: Product owner: Kristerpher (epic #4819 decisions, 2026-10-29). Copy was drafted in the design stage (docs/design/seo-tools/) and built by the feature card. No named copy owner and no marketing-strategist sign-off is recorded in the epic or the code; PM to assign (gap listed in the main packet). Legal clearance: counsel via #3141.
• Status of every row below: PUBLISHED-PENDING-REVIEW: on develop with no feature flag (the tool registry is the only visibility control), so it is live on raxx.app when develop is next promoted to main; not on main at the snapshot. Published without waiting for counsel by operator decision 2026-10-29; attorney review runs in parallel (needs:attorney-review is not a blocker). Not counsel-cleared.

Rendered samples for Position size calculator (produced by calling the real library functions on the page's own golden examples and edge cases; these are the sentences assembled at run time from the fragments above).

B5. Options payoff calculator (includes the call spread section)

• Route: /tools/options-payoff-calculator (no separate call-spread URL)
• Card and PR: #4840 (#4901)
• Owner: Product owner: Kristerpher (epic #4819 decisions, 2026-10-29). Copy was drafted in the design stage (docs/design/seo-tools/) and built by the feature card. No named copy owner and no marketing-strategist sign-off is recorded in the epic or the code; PM to assign (gap listed in the main packet). Legal clearance: counsel via #3141.
• Status of every row below: PUBLISHED-PENDING-REVIEW: on develop with no feature flag (the tool registry is the only visibility control), so it is live on raxx.app when develop is next promoted to main; not on main at the snapshot. Published without waiting for counsel by operator decision 2026-10-29; attorney review runs in parallel (needs:attorney-review is not a blocker). Not counsel-cleared.

Rendered samples for Options payoff calculator (includes the call spread section) (produced by calling the real library functions on the page's own golden examples and edge cases; these are the sentences assembled at run time from the fragments above).

B6. Risk of ruin calculator

• Route: /tools/risk-of-ruin-calculator
• Card and PR: #4841 (#4902)
• Owner: Product owner: Kristerpher (epic #4819 decisions, 2026-10-29). Copy was drafted in the design stage (docs/design/seo-tools/) and built by the feature card. No named copy owner and no marketing-strategist sign-off is recorded in the epic or the code; PM to assign (gap listed in the main packet). Legal clearance: counsel via #3141.
• Status of every row below: PUBLISHED-PENDING-REVIEW: on develop with no feature flag (the tool registry is the only visibility control), so it is live on raxx.app when develop is next promoted to main; not on main at the snapshot. Published without waiting for counsel by operator decision 2026-10-29; attorney review runs in parallel (needs:attorney-review is not a blocker). Not counsel-cleared.

Rendered samples for Risk of ruin calculator (produced by calling the real library functions on the page's own golden examples and edge cases; these are the sentences assembled at run time from the fragments above).

B7. Pages that have not landed on develop (PRE-STAGED from the design stage)

#4842 (expectancy and profit factor), #4843 (covered call) and #4844 (risk/reward and breakeven win rate) are not on develop. The text below comes from the frozen design README and mockups (docs/design/seo-tools/), which the README itself calls proposals for these three pages. It is not a snapshot of shipped copy: re-inventory from develop when each card lands. It is listed now because the design stage records counsel-relevant wording on these pages: the covered call "income wording" is queued for attorney review (design open question 4), and the expectancy page adds a "not future results" line.

Wording the design records for counsel on these pages: the covered call "income wording" (design open question 4) and the days-held per-day figures, which are never annualized because annualizing reads as a projection (design decision 9). Listed for completeness and not from the design: "expectancy" as a term, and the breakeven-win-rate FAQ, which relates a reward ratio to a win rate.